Cost of Living: Philadelphia, PA vs Concord, CA (2026)

Philadelphia

Pennsylvania
85
VS

Concord

California
187

Philadelphia is 55% cheaper than Concord.

$1,323/mo ↓ 41%
Median Rent
$2,226/mo ↑ 68%
$60,698/yr ↓ 44%
Median Income
$109,195/yr ↑ 80%
$232,400 ↓ 69%
Home Value
$755,900 ↑ 225%
$1,233/mo ↓ 46%
Owner Costs
$2,284/mo ↑ 85%
1,582,432
Population
124,260

Tax Comparison

3.07%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
1.49%
Property Tax
0.71%

Affordability

26.2%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Concord, CA, the overall cost of living indices are 85 and 187 respectively (national median = 100). Rent is $903/month cheaper in Philadelphia, saving renters about $10,836/year.

Median household income is $48,497/year higher in Concord. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $755,900 in Concord.

Pennsylvania has a lower income tax rate, making Philadelphia slightly more tax-friendly.

Frequently Asked Questions

Philadelphia vs Concord — common questions

Is Philadelphia or Concord cheaper to live in?
Based on our cost index, Philadelphia is cheaper to live in with an index of 85 compared to 187 (US average = 100).
What is the rent difference between Philadelphia and Concord?
Median rent in Philadelphia is $1,323/month and in Concord it's $2,226/month — a difference of $903/month.
Which city has higher income, Philadelphia or Concord?
Median household income is $60,698 in Philadelphia and $109,195 in Concord. Median household income is $48,497/year higher in Concord.
How do taxes compare between Pennsylvania and California?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Philadelphia or Concord?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Philadelphia details → View Concord details →

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