Cost of Living: Philadelphia, PA vs Denver, CO (2026)

Philadelphia

Pennsylvania
85
VS

Denver

Colorado
147

Philadelphia is 42% cheaper than Denver.

$1,323/mo ↓ 25%
Median Rent
$1,770/mo ↑ 34%
$60,698/yr ↓ 34%
Median Income
$91,681/yr ↑ 51%
$232,400 ↓ 60%
Home Value
$586,700 ↑ 152%
$1,233/mo ↓ 33%
Owner Costs
$1,839/mo ↑ 49%
1,582,432
Population
713,734

Tax Comparison

3.07%
Income Tax
4.4%
6.0%
State Sales Tax
2.9%
1.49%
Property Tax
0.51%

Affordability

26.2%
rent-to-income
Affordability
23.2%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Denver, CO, the overall cost of living indices are 85 and 147 respectively (national median = 100). Rent is $447/month cheaper in Philadelphia, saving renters about $5,364/year.

Median household income is $30,983/year higher in Denver. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $586,700 in Denver.

Pennsylvania has a lower income tax rate, making Philadelphia slightly more tax-friendly.

Frequently Asked Questions

Philadelphia vs Denver — common questions

Is Philadelphia or Denver cheaper to live in?
Based on our cost index, Philadelphia is cheaper to live in with an index of 85 compared to 147 (US average = 100).
What is the rent difference between Philadelphia and Denver?
Median rent in Philadelphia is $1,323/month and in Denver it's $1,770/month — a difference of $447/month.
Which city has higher income, Philadelphia or Denver?
Median household income is $60,698 in Philadelphia and $91,681 in Denver. Median household income is $30,983/year higher in Denver.
How do taxes compare between Pennsylvania and Colorado?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Philadelphia or Denver?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Denver has a cost index of 147 with rent of $1,770/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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