Cost of Living: Philadelphia, PA vs Jacksonville, FL (2026)

Philadelphia

Pennsylvania
85
VS

Jacksonville

Florida
92

Philadelphia is 8% cheaper than Jacksonville.

$1,323/mo ↓ 4%
Median Rent
$1,375/mo ↑ 4%
$60,698/yr ↓ 9%
Median Income
$66,981/yr ↑ 10%
$232,400 ↓ 13%
Home Value
$266,100 ↑ 15%
$1,233/mo ↓ 7%
Owner Costs
$1,324/mo ↑ 7%
1,582,432
Population
961,739

Tax Comparison

3.07%
Income Tax
0%
6.0%
State Sales Tax
6.0%
1.49%
Property Tax
0.86%

Affordability

26.2%
rent-to-income
Affordability
24.6%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Jacksonville, FL, the overall cost of living indices are 85 and 92 respectively (national median = 100). Rent is $52/month cheaper in Philadelphia, saving renters about $624/year.

Median household income is $6,283/year higher in Jacksonville. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $266,100 in Jacksonville.

Florida has no state income tax, giving Jacksonville residents a significant tax advantage over Pennsylvania's 3.07% rate.

Frequently Asked Questions

Philadelphia vs Jacksonville — common questions

Is Philadelphia or Jacksonville cheaper to live in?
Based on our cost index, Philadelphia is cheaper to live in with an index of 85 compared to 92 (US average = 100).
What is the rent difference between Philadelphia and Jacksonville?
Median rent in Philadelphia is $1,323/month and in Jacksonville it's $1,375/month — a difference of $52/month.
Which city has higher income, Philadelphia or Jacksonville?
Median household income is $60,698 in Philadelphia and $66,981 in Jacksonville. Median household income is $6,283/year higher in Jacksonville.
How do taxes compare between Pennsylvania and Florida?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Philadelphia or Jacksonville?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Jacksonville has a cost index of 92 with rent of $1,375/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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