Cost of Living: Philadelphia, PA vs Laredo, TX (2026)

Philadelphia

Pennsylvania
85
VS

Laredo

Texas
67

Philadelphia is 27% more expensive than Laredo.

$1,323/mo ↑ 32%
Median Rent
$1,001/mo ↓ 24%
$60,698/yr ↓ 4%
Median Income
$63,264/yr ↑ 4%
$232,400 ↑ 27%
Home Value
$182,400 ↓ 22%
$1,233/mo ↑ 16%
Owner Costs
$1,066/mo ↓ 14%
1,582,432
Population
255,949

Tax Comparison

3.07%
Income Tax
0%
6.0%
State Sales Tax
6.25%
1.49%
Property Tax
1.6%

Affordability

26.2%
rent-to-income
Affordability
19.0%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Laredo, TX, the overall cost of living indices are 85 and 67 respectively (national median = 100). Rent is $322/month cheaper in Laredo, saving renters about $3,864/year.

Median household income is $2,566/year higher in Laredo. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $182,400 in Laredo.

Texas has no state income tax, giving Laredo residents a significant tax advantage over Pennsylvania's 3.07% rate.

Frequently Asked Questions

Philadelphia vs Laredo — common questions

Is Philadelphia or Laredo cheaper to live in?
Based on our cost index, Laredo is cheaper to live in with an index of 67 compared to 85 (US average = 100).
What is the rent difference between Philadelphia and Laredo?
Median rent in Philadelphia is $1,323/month and in Laredo it's $1,001/month — a difference of $322/month.
Which city has higher income, Philadelphia or Laredo?
Median household income is $60,698 in Philadelphia and $63,264 in Laredo. Median household income is $2,566/year higher in Laredo.
How do taxes compare between Pennsylvania and Texas?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Philadelphia or Laredo?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Laredo has a cost index of 67 with rent of $1,001/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Philadelphia details → View Laredo details →

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