Cost of Living: Philadelphia, PA vs Omaha, NE (2026)

Philadelphia

Pennsylvania
85
VS

Omaha

Nebraska
80

Philadelphia is 6% more expensive than Omaha.

$1,323/mo ↑ 15%
Median Rent
$1,150/mo ↓ 13%
$60,698/yr ↓ 17%
Median Income
$72,708/yr ↑ 20%
$232,400 ≈ Same
Home Value
$230,100 ≈ Same
$1,233/mo ↓ 1%
Owner Costs
$1,249/mo ↑ 1%
1,582,432
Population
488,197

Tax Comparison

3.07%
Income Tax
6.64%
6.0%
State Sales Tax
5.5%
1.49%
Property Tax
1.73%

Affordability

26.2%
rent-to-income
Affordability
19.0%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Omaha, NE, the overall cost of living indices are 85 and 80 respectively (national median = 100). Rent is $173/month cheaper in Omaha, saving renters about $2,076/year.

Median household income is $12,010/year higher in Omaha. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $230,100 in Omaha.

Pennsylvania has a lower income tax rate, making Philadelphia slightly more tax-friendly.

Frequently Asked Questions

Philadelphia vs Omaha — common questions

Is Philadelphia or Omaha cheaper to live in?
Based on our cost index, Omaha is cheaper to live in with an index of 80 compared to 85 (US average = 100).
What is the rent difference between Philadelphia and Omaha?
Median rent in Philadelphia is $1,323/month and in Omaha it's $1,150/month — a difference of $173/month.
Which city has higher income, Philadelphia or Omaha?
Median household income is $60,698 in Philadelphia and $72,708 in Omaha. Median household income is $12,010/year higher in Omaha.
How do taxes compare between Pennsylvania and Nebraska?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. Nebraska has 6.64% income tax, 5.5% sales tax, and 1.73% property tax.
Should I move to Philadelphia or Omaha?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Omaha has a cost index of 80 with rent of $1,150/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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