Cost of Living: Philadelphia, PA vs Rancho Cucamonga, CA (2026)

Philadelphia

Pennsylvania
85
VS

Rancho Cucamonga

California
182

Philadelphia is 53% cheaper than Rancho Cucamonga.

$1,323/mo ↓ 42%
Median Rent
$2,286/mo ↑ 73%
$60,698/yr ↓ 45%
Median Income
$109,511/yr ↑ 80%
$232,400 ↓ 67%
Home Value
$694,400 ↑ 199%
$1,233/mo ↓ 47%
Owner Costs
$2,324/mo ↑ 88%
1,582,432
Population
174,693

Tax Comparison

3.07%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
1.49%
Property Tax
0.71%

Affordability

26.2%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Rancho Cucamonga, CA, the overall cost of living indices are 85 and 182 respectively (national median = 100). Rent is $963/month cheaper in Philadelphia, saving renters about $11,556/year.

Median household income is $48,813/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $694,400 in Rancho Cucamonga.

Pennsylvania has a lower income tax rate, making Philadelphia slightly more tax-friendly.

Frequently Asked Questions

Philadelphia vs Rancho Cucamonga — common questions

Is Philadelphia or Rancho Cucamonga cheaper to live in?
Based on our cost index, Philadelphia is cheaper to live in with an index of 85 compared to 182 (US average = 100).
What is the rent difference between Philadelphia and Rancho Cucamonga?
Median rent in Philadelphia is $1,323/month and in Rancho Cucamonga it's $2,286/month — a difference of $963/month.
Which city has higher income, Philadelphia or Rancho Cucamonga?
Median household income is $60,698 in Philadelphia and $109,511 in Rancho Cucamonga. Median household income is $48,813/year higher in Rancho Cucamonga.
How do taxes compare between Pennsylvania and California?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Philadelphia or Rancho Cucamonga?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

Other cost of living comparisons for Philadelphia and Rancho Cucamonga

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