Cost of Living: Philadelphia, PA vs Round Rock, TX (2026)

Philadelphia

Pennsylvania
85
VS

Round Rock

Texas
122

Philadelphia is 30% cheaper than Round Rock.

$1,323/mo ↓ 23%
Median Rent
$1,713/mo ↑ 29%
$60,698/yr ↓ 38%
Median Income
$97,187/yr ↑ 60%
$232,400 ↓ 39%
Home Value
$383,700 ↑ 65%
$1,233/mo ↓ 31%
Owner Costs
$1,781/mo ↑ 44%
1,582,432
Population
124,288

Tax Comparison

3.07%
Income Tax
0%
6.0%
State Sales Tax
6.25%
1.49%
Property Tax
1.6%

Affordability

26.2%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Round Rock, TX, the overall cost of living indices are 85 and 122 respectively (national median = 100). Rent is $390/month cheaper in Philadelphia, saving renters about $4,680/year.

Median household income is $36,489/year higher in Round Rock. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over Pennsylvania's 3.07% rate.

Frequently Asked Questions

Philadelphia vs Round Rock — common questions

Is Philadelphia or Round Rock cheaper to live in?
Based on our cost index, Philadelphia is cheaper to live in with an index of 85 compared to 122 (US average = 100).
What is the rent difference between Philadelphia and Round Rock?
Median rent in Philadelphia is $1,323/month and in Round Rock it's $1,713/month — a difference of $390/month.
Which city has higher income, Philadelphia or Round Rock?
Median household income is $60,698 in Philadelphia and $97,187 in Round Rock. Median household income is $36,489/year higher in Round Rock.
How do taxes compare between Pennsylvania and Texas?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Philadelphia or Round Rock?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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