Cost of Living: Philadelphia, PA vs Spring Hill, FL (2026)

Philadelphia

Pennsylvania
85
VS

Spring Hill

Florida
85

Philadelphia and Spring Hill have a similar cost of living.

$1,323/mo ↑ 2%
Median Rent
$1,301/mo ↓ 2%
$60,698/yr ↓ 9%
Median Income
$66,557/yr ↑ 10%
$232,400 ↓ 6%
Home Value
$248,400 ↑ 7%
$1,233/mo ↑ 7%
Owner Costs
$1,153/mo ↓ 6%
1,582,432
Population
118,814

Tax Comparison

3.07%
Income Tax
0%
6.0%
State Sales Tax
6.0%
1.49%
Property Tax
0.86%

Affordability

26.2%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Spring Hill, FL, the overall cost of living indices are 85 and 85 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $5,859/year higher in Spring Hill. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $248,400 in Spring Hill.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over Pennsylvania's 3.07% rate.

Frequently Asked Questions

Philadelphia vs Spring Hill — common questions

Is Philadelphia or Spring Hill cheaper to live in?
Based on our cost index, Spring Hill is cheaper to live in with an index of 85 compared to 85 (US average = 100).
What is the rent difference between Philadelphia and Spring Hill?
Median rent in Philadelphia is $1,323/month and in Spring Hill it's $1,301/month — a difference of $22/month.
Which city has higher income, Philadelphia or Spring Hill?
Median household income is $60,698 in Philadelphia and $66,557 in Spring Hill. Median household income is $5,859/year higher in Spring Hill.
How do taxes compare between Pennsylvania and Florida?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Philadelphia or Spring Hill?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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