Cost of Living: Philadelphia, PA vs Ventura, CA (2026)

Philadelphia

Pennsylvania
85
VS

Ventura

California
183

Philadelphia is 54% cheaper than Ventura.

$1,323/mo ↓ 37%
Median Rent
$2,101/mo ↑ 59%
$60,698/yr ↓ 40%
Median Income
$100,407/yr ↑ 65%
$232,400 ↓ 70%
Home Value
$778,700 ↑ 235%
$1,233/mo ↓ 42%
Owner Costs
$2,118/mo ↑ 72%
1,582,432
Population
109,900

Tax Comparison

3.07%
Income Tax
13.3%
6.0%
State Sales Tax
7.25%
1.49%
Property Tax
0.71%

Affordability

26.2%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Ventura, CA, the overall cost of living indices are 85 and 183 respectively (national median = 100). Rent is $778/month cheaper in Philadelphia, saving renters about $9,336/year.

Median household income is $39,709/year higher in Ventura. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $778,700 in Ventura.

Pennsylvania has a lower income tax rate, making Philadelphia slightly more tax-friendly.

Frequently Asked Questions

Philadelphia vs Ventura — common questions

Is Philadelphia or Ventura cheaper to live in?
Based on our cost index, Philadelphia is cheaper to live in with an index of 85 compared to 183 (US average = 100).
What is the rent difference between Philadelphia and Ventura?
Median rent in Philadelphia is $1,323/month and in Ventura it's $2,101/month — a difference of $778/month.
Which city has higher income, Philadelphia or Ventura?
Median household income is $60,698 in Philadelphia and $100,407 in Ventura. Median household income is $39,709/year higher in Ventura.
How do taxes compare between Pennsylvania and California?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Philadelphia or Ventura?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Ventura has a cost index of 183 with rent of $2,101/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Philadelphia details → View Ventura details →

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