Cost of Living: Philadelphia, PA vs Westminster, CO (2026)

Philadelphia

Pennsylvania
85
VS

Westminster

Colorado
139

Philadelphia is 39% cheaper than Westminster.

$1,323/mo ↓ 27%
Median Rent
$1,816/mo ↑ 37%
$60,698/yr ↓ 37%
Median Income
$96,145/yr ↑ 58%
$232,400 ↓ 53%
Home Value
$497,400 ↑ 114%
$1,233/mo ↓ 33%
Owner Costs
$1,841/mo ↑ 49%
1,582,432
Population
115,546

Tax Comparison

3.07%
Income Tax
4.4%
6.0%
State Sales Tax
2.9%
1.49%
Property Tax
0.51%

Affordability

26.2%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Westminster, CO, the overall cost of living indices are 85 and 139 respectively (national median = 100). Rent is $493/month cheaper in Philadelphia, saving renters about $5,916/year.

Median household income is $35,447/year higher in Westminster. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $497,400 in Westminster.

Pennsylvania has a lower income tax rate, making Philadelphia slightly more tax-friendly.

Frequently Asked Questions

Philadelphia vs Westminster — common questions

Is Philadelphia or Westminster cheaper to live in?
Based on our cost index, Philadelphia is cheaper to live in with an index of 85 compared to 139 (US average = 100).
What is the rent difference between Philadelphia and Westminster?
Median rent in Philadelphia is $1,323/month and in Westminster it's $1,816/month — a difference of $493/month.
Which city has higher income, Philadelphia or Westminster?
Median household income is $60,698 in Philadelphia and $96,145 in Westminster. Median household income is $35,447/year higher in Westminster.
How do taxes compare between Pennsylvania and Colorado?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Philadelphia or Westminster?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Westminster has a cost index of 139 with rent of $1,816/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Philadelphia details → View Westminster details →

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