Cost of Living: Philadelphia, PA vs Yonkers, NY (2026)

Philadelphia

Pennsylvania
85
VS

Yonkers

New York
133

Philadelphia is 36% cheaper than Yonkers.

$1,323/mo ↓ 24%
Median Rent
$1,730/mo ↑ 31%
$60,698/yr ↓ 26%
Median Income
$81,816/yr ↑ 35%
$232,400 ↓ 51%
Home Value
$478,000 ↑ 106%
$1,233/mo ↓ 30%
Owner Costs
$1,759/mo ↑ 43%
1,582,432
Population
209,529

Tax Comparison

3.07%
Income Tax
10.9%
6.0%
State Sales Tax
4.0%
1.49%
Property Tax
1.62%

Affordability

26.2%
rent-to-income
Affordability
25.4%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Yonkers, NY, the overall cost of living indices are 85 and 133 respectively (national median = 100). Rent is $407/month cheaper in Philadelphia, saving renters about $4,884/year.

Median household income is $21,118/year higher in Yonkers. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $478,000 in Yonkers.

Pennsylvania has a lower income tax rate, making Philadelphia slightly more tax-friendly.

Frequently Asked Questions

Philadelphia vs Yonkers — common questions

Is Philadelphia or Yonkers cheaper to live in?
Based on our cost index, Philadelphia is cheaper to live in with an index of 85 compared to 133 (US average = 100).
What is the rent difference between Philadelphia and Yonkers?
Median rent in Philadelphia is $1,323/month and in Yonkers it's $1,730/month — a difference of $407/month.
Which city has higher income, Philadelphia or Yonkers?
Median household income is $60,698 in Philadelphia and $81,816 in Yonkers. Median household income is $21,118/year higher in Yonkers.
How do taxes compare between Pennsylvania and New York?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax.
Should I move to Philadelphia or Yonkers?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Yonkers has a cost index of 133 with rent of $1,730/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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