Cost of Living: Phoenix, AZ vs Clarksville, TN (2026)

Phoenix

Arizona
109
VS

Clarksville

Tennessee
83

Phoenix is 31% more expensive than Clarksville.

$1,458/mo ↑ 20%
Median Rent
$1,215/mo ↓ 17%
$77,041/yr ↑ 15%
Median Income
$66,786/yr ↓ 13%
$381,900 ↑ 62%
Home Value
$236,100 ↓ 38%
$1,430/mo ↑ 14%
Owner Costs
$1,254/mo ↓ 12%
1,624,832
Population
171,897

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
7.0%
0.62%
Property Tax
0.64%

Affordability

22.7%
rent-to-income
Affordability
21.8%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Clarksville, TN, the overall cost of living indices are 109 and 83 respectively (national median = 100). Rent is $243/month cheaper in Clarksville, saving renters about $2,916/year.

Median household income is $10,255/year higher in Phoenix. Home values also differ significantly — the median in Phoenix is $381,900 compared to $236,100 in Clarksville.

Tennessee has no state income tax, giving Clarksville residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Phoenix vs Clarksville — common questions

Is Phoenix or Clarksville cheaper to live in?
Based on our cost index, Clarksville is cheaper to live in with an index of 83 compared to 109 (US average = 100).
What is the rent difference between Phoenix and Clarksville?
Median rent in Phoenix is $1,458/month and in Clarksville it's $1,215/month — a difference of $243/month.
Which city has higher income, Phoenix or Clarksville?
Median household income is $77,041 in Phoenix and $66,786 in Clarksville. Median household income is $10,255/year higher in Phoenix.
How do taxes compare between Arizona and Tennessee?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Phoenix or Clarksville?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Clarksville has a cost index of 83 with rent of $1,215/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Clarksville details →

More Comparisons

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