Cost of Living: Phoenix, AZ vs Columbia, MO (2026)

Phoenix

Arizona
109
VS

Columbia

Missouri
80

Phoenix is 36% more expensive than Columbia.

$1,458/mo ↑ 37%
Median Rent
$1,067/mo ↓ 27%
$77,041/yr ↑ 19%
Median Income
$64,488/yr ↓ 16%
$381,900 ↑ 42%
Home Value
$268,300 ↓ 30%
$1,430/mo ↑ 28%
Owner Costs
$1,114/mo ↓ 22%
1,624,832
Population
127,200

Tax Comparison

2.5%
Income Tax
4.95%
5.6%
State Sales Tax
4.225%
0.62%
Property Tax
0.93%

Affordability

22.7%
rent-to-income
Affordability
19.9%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Columbia, MO, the overall cost of living indices are 109 and 80 respectively (national median = 100). Rent is $391/month cheaper in Columbia, saving renters about $4,692/year.

Median household income is $12,553/year higher in Phoenix. Home values also differ significantly — the median in Phoenix is $381,900 compared to $268,300 in Columbia.

Arizona has a lower income tax rate, making Phoenix slightly more tax-friendly.

Frequently Asked Questions

Phoenix vs Columbia — common questions

Is Phoenix or Columbia cheaper to live in?
Based on our cost index, Columbia is cheaper to live in with an index of 80 compared to 109 (US average = 100).
What is the rent difference between Phoenix and Columbia?
Median rent in Phoenix is $1,458/month and in Columbia it's $1,067/month — a difference of $391/month.
Which city has higher income, Phoenix or Columbia?
Median household income is $77,041 in Phoenix and $64,488 in Columbia. Median household income is $12,553/year higher in Phoenix.
How do taxes compare between Arizona and Missouri?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax.
Should I move to Phoenix or Columbia?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Columbia has a cost index of 80 with rent of $1,067/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Columbia details →

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