Cost of Living: Phoenix, AZ vs Concord, CA (2026)

Phoenix

Arizona
109
VS

Concord

California
187

Phoenix is 42% cheaper than Concord.

$1,458/mo ↓ 35%
Median Rent
$2,226/mo ↑ 53%
$77,041/yr ↓ 29%
Median Income
$109,195/yr ↑ 42%
$381,900 ↓ 49%
Home Value
$755,900 ↑ 98%
$1,430/mo ↓ 37%
Owner Costs
$2,284/mo ↑ 60%
1,624,832
Population
124,260

Tax Comparison

2.5%
Income Tax
13.3%
5.6%
State Sales Tax
7.25%
0.62%
Property Tax
0.71%

Affordability

22.7%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Concord, CA, the overall cost of living indices are 109 and 187 respectively (national median = 100). Rent is $768/month cheaper in Phoenix, saving renters about $9,216/year.

Median household income is $32,154/year higher in Concord. Home values also differ significantly — the median in Phoenix is $381,900 compared to $755,900 in Concord.

Arizona has a lower income tax rate, making Phoenix slightly more tax-friendly.

Frequently Asked Questions

Phoenix vs Concord — common questions

Is Phoenix or Concord cheaper to live in?
Based on our cost index, Phoenix is cheaper to live in with an index of 109 compared to 187 (US average = 100).
What is the rent difference between Phoenix and Concord?
Median rent in Phoenix is $1,458/month and in Concord it's $2,226/month — a difference of $768/month.
Which city has higher income, Phoenix or Concord?
Median household income is $77,041 in Phoenix and $109,195 in Concord. Median household income is $32,154/year higher in Concord.
How do taxes compare between Arizona and California?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Phoenix or Concord?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Concord details →

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