Cost of Living: Phoenix, AZ vs Dearborn, MI (2026)

Phoenix

Arizona
109
VS

Dearborn

Michigan
79

Phoenix is 38% more expensive than Dearborn.

$1,458/mo ↑ 15%
Median Rent
$1,264/mo ↓ 13%
$77,041/yr ↑ 18%
Median Income
$65,192/yr ↓ 15%
$381,900 ↑ 85%
Home Value
$205,900 ↓ 46%
$1,430/mo ↑ 22%
Owner Costs
$1,174/mo ↓ 18%
1,624,832
Population
107,846

Tax Comparison

2.5%
Income Tax
4.25%
5.6%
State Sales Tax
6.0%
0.62%
Property Tax
1.38%

Affordability

22.7%
rent-to-income
Affordability
23.3%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Dearborn, MI, the overall cost of living indices are 109 and 79 respectively (national median = 100). Rent is $194/month cheaper in Dearborn, saving renters about $2,328/year.

Median household income is $11,849/year higher in Phoenix. Home values also differ significantly — the median in Phoenix is $381,900 compared to $205,900 in Dearborn.

Arizona has a lower income tax rate, making Phoenix slightly more tax-friendly.

Frequently Asked Questions

Phoenix vs Dearborn — common questions

Is Phoenix or Dearborn cheaper to live in?
Based on our cost index, Dearborn is cheaper to live in with an index of 79 compared to 109 (US average = 100).
What is the rent difference between Phoenix and Dearborn?
Median rent in Phoenix is $1,458/month and in Dearborn it's $1,264/month — a difference of $194/month.
Which city has higher income, Phoenix or Dearborn?
Median household income is $77,041 in Phoenix and $65,192 in Dearborn. Median household income is $11,849/year higher in Phoenix.
How do taxes compare between Arizona and Michigan?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Michigan has 4.25% income tax, 6.0% sales tax, and 1.38% property tax.
Should I move to Phoenix or Dearborn?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Dearborn has a cost index of 79 with rent of $1,264/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Dearborn details →

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