Cost of Living: Phoenix, AZ vs El Paso, TX (2026)

Phoenix

Arizona
109
VS

El Paso

Texas
67

Phoenix is 63% more expensive than El Paso.

$1,458/mo ↑ 40%
Median Rent
$1,041/mo ↓ 29%
$77,041/yr ↑ 31%
Median Income
$58,734/yr ↓ 24%
$381,900 ↑ 122%
Home Value
$171,700 ↓ 55%
$1,430/mo ↑ 37%
Owner Costs
$1,044/mo ↓ 27%
1,624,832
Population
678,147

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.6%

Affordability

22.7%
rent-to-income
Affordability
21.3%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and El Paso, TX, the overall cost of living indices are 109 and 67 respectively (national median = 100). Rent is $417/month cheaper in El Paso, saving renters about $5,004/year.

Median household income is $18,307/year higher in Phoenix. Home values also differ significantly — the median in Phoenix is $381,900 compared to $171,700 in El Paso.

Texas has no state income tax, giving El Paso residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Phoenix vs El Paso — common questions

Is Phoenix or El Paso cheaper to live in?
Based on our cost index, El Paso is cheaper to live in with an index of 67 compared to 109 (US average = 100).
What is the rent difference between Phoenix and El Paso?
Median rent in Phoenix is $1,458/month and in El Paso it's $1,041/month — a difference of $417/month.
Which city has higher income, Phoenix or El Paso?
Median household income is $77,041 in Phoenix and $58,734 in El Paso. Median household income is $18,307/year higher in Phoenix.
How do taxes compare between Arizona and Texas?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Phoenix or El Paso?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while El Paso has a cost index of 67 with rent of $1,041/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View El Paso details →

More Comparisons

Other cost of living comparisons for Phoenix and El Paso

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