Cost of Living: Phoenix, AZ vs Gilbert, AZ (2026)

Phoenix

Arizona
109
VS

Gilbert

Arizona
148

Phoenix is 26% cheaper than Gilbert.

$1,458/mo ↓ 28%
Median Rent
$2,028/mo ↑ 39%
$77,041/yr ↓ 37%
Median Income
$121,351/yr ↑ 58%
$381,900 ↓ 26%
Home Value
$518,600 ↑ 36%
$1,430/mo ↓ 25%
Owner Costs
$1,908/mo ↑ 33%
1,624,832
Population
271,118

Tax Comparison

2.5%
Income Tax
2.5%
5.6%
State Sales Tax
5.6%
0.62%
Property Tax
0.62%

Affordability

22.7%
rent-to-income
Affordability
20.1%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Gilbert, AZ, the overall cost of living indices are 109 and 148 respectively (national median = 100). Rent is $570/month cheaper in Phoenix, saving renters about $6,840/year.

Median household income is $44,310/year higher in Gilbert. Home values also differ significantly — the median in Phoenix is $381,900 compared to $518,600 in Gilbert.

Both cities share the same state tax structure since they are in Arizona.

Frequently Asked Questions

Phoenix vs Gilbert — common questions

Is Phoenix or Gilbert cheaper to live in?
Based on our cost index, Phoenix is cheaper to live in with an index of 109 compared to 148 (US average = 100).
What is the rent difference between Phoenix and Gilbert?
Median rent in Phoenix is $1,458/month and in Gilbert it's $2,028/month — a difference of $570/month.
Which city has higher income, Phoenix or Gilbert?
Median household income is $77,041 in Phoenix and $121,351 in Gilbert. Median household income is $44,310/year higher in Gilbert.
How do taxes compare between Arizona and Arizona?
Both cities are in Arizona and share the same state tax rates: 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Phoenix or Gilbert?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Gilbert has a cost index of 148 with rent of $2,028/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Gilbert details →

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