Cost of Living: Phoenix, AZ vs Las Cruces, NM (2026)

Phoenix

Arizona
109
VS

Las Cruces

New Mexico
68

Phoenix is 60% more expensive than Las Cruces.

$1,458/mo ↑ 54%
Median Rent
$946/mo ↓ 35%
$77,041/yr ↑ 40%
Median Income
$55,176/yr ↓ 28%
$381,900 ↑ 76%
Home Value
$217,400 ↓ 43%
$1,430/mo ↑ 47%
Owner Costs
$974/mo ↓ 32%
1,624,832
Population
112,612

Tax Comparison

2.5%
Income Tax
5.9%
5.6%
State Sales Tax
5.0%
0.62%
Property Tax
0.67%

Affordability

22.7%
rent-to-income
Affordability
20.6%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Las Cruces, NM, the overall cost of living indices are 109 and 68 respectively (national median = 100). Rent is $512/month cheaper in Las Cruces, saving renters about $6,144/year.

Median household income is $21,865/year higher in Phoenix. Home values also differ significantly — the median in Phoenix is $381,900 compared to $217,400 in Las Cruces.

Arizona has a lower income tax rate, making Phoenix slightly more tax-friendly.

Frequently Asked Questions

Phoenix vs Las Cruces — common questions

Is Phoenix or Las Cruces cheaper to live in?
Based on our cost index, Las Cruces is cheaper to live in with an index of 68 compared to 109 (US average = 100).
What is the rent difference between Phoenix and Las Cruces?
Median rent in Phoenix is $1,458/month and in Las Cruces it's $946/month — a difference of $512/month.
Which city has higher income, Phoenix or Las Cruces?
Median household income is $77,041 in Phoenix and $55,176 in Las Cruces. Median household income is $21,865/year higher in Phoenix.
How do taxes compare between Arizona and New Mexico?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. New Mexico has 5.9% income tax, 5.0% sales tax, and 0.67% property tax.
Should I move to Phoenix or Las Cruces?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Las Cruces has a cost index of 68 with rent of $946/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Las Cruces details →

More Comparisons

Other cost of living comparisons for Phoenix and Las Cruces

Phoenix vs. Houston Phoenix vs. Philadelphia Phoenix vs. Chicago Phoenix vs. San Antonio Phoenix vs. Los Angeles Phoenix vs. San Diego Las Cruces vs. Gresham Las Cruces vs. Lansing Las Cruces vs. Beaumont Las Cruces vs. Pompano Beach Las Cruces vs. Springfield Las Cruces vs. Peoria