Cost of Living: Phoenix, AZ vs Lowell, MA (2026)

Phoenix

Arizona
109
VS

Lowell

Massachusetts
119

Phoenix is 8% cheaper than Lowell.

$1,458/mo ↓ 9%
Median Rent
$1,603/mo ↑ 10%
$77,041/yr ↑ 1%
Median Income
$76,205/yr ↓ 1%
$381,900 ↓ 3%
Home Value
$395,100 ↑ 3%
$1,430/mo ↓ 14%
Owner Costs
$1,672/mo ↑ 17%
1,624,832
Population
114,799

Tax Comparison

2.5%
Income Tax
9.0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.15%

Affordability

22.7%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Lowell, MA, the overall cost of living indices are 109 and 119 respectively (national median = 100). Rent is $145/month cheaper in Phoenix, saving renters about $1,740/year.

Median household income is $836/year higher in Phoenix. Home values also differ significantly — the median in Phoenix is $381,900 compared to $395,100 in Lowell.

Arizona has a lower income tax rate, making Phoenix slightly more tax-friendly.

Frequently Asked Questions

Phoenix vs Lowell — common questions

Is Phoenix or Lowell cheaper to live in?
Based on our cost index, Phoenix is cheaper to live in with an index of 109 compared to 119 (US average = 100).
What is the rent difference between Phoenix and Lowell?
Median rent in Phoenix is $1,458/month and in Lowell it's $1,603/month — a difference of $145/month.
Which city has higher income, Phoenix or Lowell?
Median household income is $77,041 in Phoenix and $76,205 in Lowell. Median household income is $836/year higher in Phoenix.
How do taxes compare between Arizona and Massachusetts?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Phoenix or Lowell?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Lowell has a cost index of 119 with rent of $1,603/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Lowell details →

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