Phoenix, AZ vs Oakland, CA: 109 vs 195

$1,458/mo ↓ 24%

Median Rent

$1,917/mo ↑ 31%

$77,041/yr ↓ 21%

Median Income

$97,369/yr ↑ 26%

$381,900 ↓ 59%

Home Value

$924,700 ↑ 142%

$1,430/mo ↓ 34%

Owner Costs

$2,164/mo ↑ 51%

1,624,832

Population

438,072

Detailed Comparison

When comparing Phoenix, AZ and Oakland, CA, the overall cost of living indices are 109 and 195 respectively (national median = 100). Rent is $459/month cheaper in Phoenix, saving renters about $5,508/year.

Median household income is $20,328/year higher in Oakland. Home values also differ significantly — the median in Phoenix is $381,900 compared to $924,700 in Oakland.

Arizona has a lower income tax rate, making Phoenix slightly more tax-friendly.

Frequently Asked Questions

Phoenix vs Oakland — common questions

Is Phoenix or Oakland cheaper to live in?

Based on our cost index, Phoenix is cheaper to live in with an index of 109 compared to 195 (US average = 100).

What is the rent difference between Phoenix and Oakland?

Median rent in Phoenix is $1,458/month and in Oakland it's $1,917/month — a difference of $459/month.

Which city has higher income, Phoenix or Oakland?

Median household income is $77,041 in Phoenix and $97,369 in Oakland. Median household income is $20,328/year higher in Oakland.

How do taxes compare between Arizona and California?

Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.

Should I move to Phoenix or Oakland?

It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Oakland has a cost index of 195 with rent of $1,917/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Phoenix, AZ vs Oakland, CA (2026)

Phoenix

Oakland

Tax Comparison

Affordability

Detailed Comparison

Frequently Asked Questions

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