Cost of Living: Phoenix, AZ vs Oxnard, CA (2026)

Phoenix

Arizona
109
VS

Oxnard

California
159

Phoenix is 31% cheaper than Oxnard.

$1,458/mo ↓ 26%
Median Rent
$1,962/mo ↑ 35%
$77,041/yr ↓ 17%
Median Income
$93,372/yr ↑ 21%
$381,900 ↓ 38%
Home Value
$617,800 ↑ 62%
$1,430/mo ↓ 28%
Owner Costs
$1,976/mo ↑ 38%
1,624,832
Population
201,014

Tax Comparison

2.5%
Income Tax
13.3%
5.6%
State Sales Tax
7.25%
0.62%
Property Tax
0.71%

Affordability

22.7%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Oxnard, CA, the overall cost of living indices are 109 and 159 respectively (national median = 100). Rent is $504/month cheaper in Phoenix, saving renters about $6,048/year.

Median household income is $16,331/year higher in Oxnard. Home values also differ significantly — the median in Phoenix is $381,900 compared to $617,800 in Oxnard.

Arizona has a lower income tax rate, making Phoenix slightly more tax-friendly.

Frequently Asked Questions

Phoenix vs Oxnard — common questions

Is Phoenix or Oxnard cheaper to live in?
Based on our cost index, Phoenix is cheaper to live in with an index of 109 compared to 159 (US average = 100).
What is the rent difference between Phoenix and Oxnard?
Median rent in Phoenix is $1,458/month and in Oxnard it's $1,962/month — a difference of $504/month.
Which city has higher income, Phoenix or Oxnard?
Median household income is $77,041 in Phoenix and $93,372 in Oxnard. Median household income is $16,331/year higher in Oxnard.
How do taxes compare between Arizona and California?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Phoenix or Oxnard?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Oxnard details →

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