Cost of Living: Phoenix, AZ vs Sioux Falls, SD (2026)

Phoenix

Arizona
109
VS

Sioux Falls

South Dakota
78

Phoenix is 40% more expensive than Sioux Falls.

$1,458/mo ↑ 47%
Median Rent
$993/mo ↓ 32%
$77,041/yr ↑ 3%
Median Income
$74,714/yr ↓ 3%
$381,900 ↑ 41%
Home Value
$271,400 ↓ 29%
$1,430/mo ↑ 27%
Owner Costs
$1,122/mo ↓ 22%
1,624,832
Population
197,642

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
4.2%
0.62%
Property Tax
1.28%

Affordability

22.7%
rent-to-income
Affordability
15.9%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Sioux Falls, SD, the overall cost of living indices are 109 and 78 respectively (national median = 100). Rent is $465/month cheaper in Sioux Falls, saving renters about $5,580/year.

Median household income is $2,327/year higher in Phoenix. Home values also differ significantly — the median in Phoenix is $381,900 compared to $271,400 in Sioux Falls.

South Dakota has no state income tax, giving Sioux Falls residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Phoenix vs Sioux Falls — common questions

Is Phoenix or Sioux Falls cheaper to live in?
Based on our cost index, Sioux Falls is cheaper to live in with an index of 78 compared to 109 (US average = 100).
What is the rent difference between Phoenix and Sioux Falls?
Median rent in Phoenix is $1,458/month and in Sioux Falls it's $993/month — a difference of $465/month.
Which city has higher income, Phoenix or Sioux Falls?
Median household income is $77,041 in Phoenix and $74,714 in Sioux Falls. Median household income is $2,327/year higher in Phoenix.
How do taxes compare between Arizona and South Dakota?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. South Dakota has 0% income tax, 4.2% sales tax, and 1.28% property tax.
Should I move to Phoenix or Sioux Falls?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Sioux Falls has a cost index of 78 with rent of $993/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Sioux Falls details →

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