Cost of Living: Phoenix, AZ vs Spring Hill, FL (2026)

Phoenix

Arizona
109
VS

Spring Hill

Florida
85

Phoenix is 28% more expensive than Spring Hill.

$1,458/mo ↑ 12%
Median Rent
$1,301/mo ↓ 11%
$77,041/yr ↑ 16%
Median Income
$66,557/yr ↓ 14%
$381,900 ↑ 54%
Home Value
$248,400 ↓ 35%
$1,430/mo ↑ 24%
Owner Costs
$1,153/mo ↓ 19%
1,624,832
Population
118,814

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
6.0%
0.62%
Property Tax
0.86%

Affordability

22.7%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Spring Hill, FL, the overall cost of living indices are 109 and 85 respectively (national median = 100). Rent is $157/month cheaper in Spring Hill, saving renters about $1,884/year.

Median household income is $10,484/year higher in Phoenix. Home values also differ significantly — the median in Phoenix is $381,900 compared to $248,400 in Spring Hill.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Phoenix vs Spring Hill — common questions

Is Phoenix or Spring Hill cheaper to live in?
Based on our cost index, Spring Hill is cheaper to live in with an index of 85 compared to 109 (US average = 100).
What is the rent difference between Phoenix and Spring Hill?
Median rent in Phoenix is $1,458/month and in Spring Hill it's $1,301/month — a difference of $157/month.
Which city has higher income, Phoenix or Spring Hill?
Median household income is $77,041 in Phoenix and $66,557 in Spring Hill. Median household income is $10,484/year higher in Phoenix.
How do taxes compare between Arizona and Florida?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Phoenix or Spring Hill?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Spring Hill details →

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