Phoenix, AZ vs Surprise, AZ: 109 vs 126

$1,458/mo ↓ 24%

Median Rent

$1,917/mo ↑ 31%

$77,041/yr ↓ 17%

Median Income

$93,371/yr ↑ 21%

$381,900 ↓ 4%

Home Value

$396,000 ↑ 4%

$1,430/mo ↓ 10%

Owner Costs

$1,587/mo ↑ 11%

1,624,832

Population

149,519

Detailed Comparison

When comparing Phoenix, AZ and Surprise, AZ, the overall cost of living indices are 109 and 126 respectively (national median = 100). Rent is $459/month cheaper in Phoenix, saving renters about $5,508/year.

Median household income is $16,330/year higher in Surprise. Home values also differ significantly — the median in Phoenix is $381,900 compared to $396,000 in Surprise.

Both cities share the same state tax structure since they are in Arizona.

Frequently Asked Questions

Phoenix vs Surprise — common questions

Is Phoenix or Surprise cheaper to live in?

Based on our cost index, Phoenix is cheaper to live in with an index of 109 compared to 126 (US average = 100).

What is the rent difference between Phoenix and Surprise?

Median rent in Phoenix is $1,458/month and in Surprise it's $1,917/month — a difference of $459/month.

Which city has higher income, Phoenix or Surprise?

Median household income is $77,041 in Phoenix and $93,371 in Surprise. Median household income is $16,330/year higher in Surprise.

How do taxes compare between Arizona and Arizona?

Both cities are in Arizona and share the same state tax rates: 2.5% income tax, 5.6% sales tax, and 0.62% property tax.

Should I move to Phoenix or Surprise?

It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Surprise has a cost index of 126 with rent of $1,917/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Phoenix, AZ vs Surprise, AZ (2026)

Phoenix

Surprise

Tax Comparison

Affordability

Detailed Comparison

Frequently Asked Questions

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