Cost of Living: Phoenix, AZ vs Westminster, CO (2026)

Phoenix

Arizona
109
VS

Westminster

Colorado
139

Phoenix is 22% cheaper than Westminster.

$1,458/mo ↓ 20%
Median Rent
$1,816/mo ↑ 25%
$77,041/yr ↓ 20%
Median Income
$96,145/yr ↑ 25%
$381,900 ↓ 23%
Home Value
$497,400 ↑ 30%
$1,430/mo ↓ 22%
Owner Costs
$1,841/mo ↑ 29%
1,624,832
Population
115,546

Tax Comparison

2.5%
Income Tax
4.4%
5.6%
State Sales Tax
2.9%
0.62%
Property Tax
0.51%

Affordability

22.7%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Phoenix, AZ and Westminster, CO, the overall cost of living indices are 109 and 139 respectively (national median = 100). Rent is $358/month cheaper in Phoenix, saving renters about $4,296/year.

Median household income is $19,104/year higher in Westminster. Home values also differ significantly — the median in Phoenix is $381,900 compared to $497,400 in Westminster.

Arizona has a lower income tax rate, making Phoenix slightly more tax-friendly.

Frequently Asked Questions

Phoenix vs Westminster — common questions

Is Phoenix or Westminster cheaper to live in?
Based on our cost index, Phoenix is cheaper to live in with an index of 109 compared to 139 (US average = 100).
What is the rent difference between Phoenix and Westminster?
Median rent in Phoenix is $1,458/month and in Westminster it's $1,816/month — a difference of $358/month.
Which city has higher income, Phoenix or Westminster?
Median household income is $77,041 in Phoenix and $96,145 in Westminster. Median household income is $19,104/year higher in Westminster.
How do taxes compare between Arizona and Colorado?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Phoenix or Westminster?
It depends on your priorities. Phoenix has a cost index of 109 with median rent of $1,458/mo, while Westminster has a cost index of 139 with rent of $1,816/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Phoenix details → View Westminster details →

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