Cost of Living: Portland, OR vs McKinney, TX (2026)

Portland

Oregon
138
VS

McKinney

Texas
138

Portland and McKinney have a similar cost of living.

$1,596/mo ↓ 13%
Median Rent
$1,841/mo ↑ 15%
$88,792/yr ↓ 26%
Median Income
$120,273/yr ↑ 35%
$557,600 ↑ 27%
Home Value
$439,500 ↓ 21%
$1,771/mo ↓ 16%
Owner Costs
$2,101/mo ↑ 19%
642,715
Population
202,314

Tax Comparison

9.9%
Income Tax
0%
0%
State Sales Tax
6.25%
0.93%
Property Tax
1.6%

Affordability

21.6%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Portland, OR and McKinney, TX, the overall cost of living indices are 138 and 138 respectively (national median = 100). Rent is $245/month cheaper in Portland, saving renters about $2,940/year.

Median household income is $31,481/year higher in McKinney. Home values also differ significantly — the median in Portland is $557,600 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Portland vs McKinney — common questions

Is Portland or McKinney cheaper to live in?
Based on our cost index, McKinney is cheaper to live in with an index of 138 compared to 138 (US average = 100).
What is the rent difference between Portland and McKinney?
Median rent in Portland is $1,596/month and in McKinney it's $1,841/month — a difference of $245/month.
Which city has higher income, Portland or McKinney?
Median household income is $88,792 in Portland and $120,273 in McKinney. Median household income is $31,481/year higher in McKinney.
How do taxes compare between Oregon and Texas?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Portland or McKinney?
It depends on your priorities. Portland has a cost index of 138 with median rent of $1,596/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Portland details → View McKinney details →

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