Cost of Living: Portland, OR vs Richardson, TX (2026)

Portland

Oregon
138
VS

Richardson

Texas
128

Portland is 8% more expensive than Richardson.

$1,596/mo ↓ 13%
Median Rent
$1,825/mo ↑ 14%
$88,792/yr ↓ 8%
Median Income
$96,257/yr ↑ 8%
$557,600 ↑ 37%
Home Value
$405,600 ↓ 27%
$1,771/mo ↓ 1%
Owner Costs
$1,796/mo ↑ 1%
642,715
Population
118,269

Tax Comparison

9.9%
Income Tax
0%
0%
State Sales Tax
6.25%
0.93%
Property Tax
1.6%

Affordability

21.6%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Portland, OR and Richardson, TX, the overall cost of living indices are 138 and 128 respectively (national median = 100). Rent is $229/month cheaper in Portland, saving renters about $2,748/year.

Median household income is $7,465/year higher in Richardson. Home values also differ significantly — the median in Portland is $557,600 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Portland vs Richardson — common questions

Is Portland or Richardson cheaper to live in?
Based on our cost index, Richardson is cheaper to live in with an index of 128 compared to 138 (US average = 100).
What is the rent difference between Portland and Richardson?
Median rent in Portland is $1,596/month and in Richardson it's $1,825/month — a difference of $229/month.
Which city has higher income, Portland or Richardson?
Median household income is $88,792 in Portland and $96,257 in Richardson. Median household income is $7,465/year higher in Richardson.
How do taxes compare between Oregon and Texas?
Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Portland or Richardson?
It depends on your priorities. Portland has a cost index of 138 with median rent of $1,596/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Portland details → View Richardson details →

More Comparisons

Other cost of living comparisons for Portland and Richardson

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