Cost of Living: Providence, RI vs Carrollton, TX (2026)

Providence

Rhode Island
99
VS

Carrollton

Texas
116

Providence is 15% cheaper than Carrollton.

$1,333/mo ↓ 20%
Median Rent
$1,674/mo ↑ 26%
$66,772/yr ↓ 33%
Median Income
$99,115/yr ↑ 48%
$322,800 ↓ 9%
Home Value
$353,600 ↑ 10%
$1,467/mo ↓ 13%
Owner Costs
$1,689/mo ↑ 15%
190,214
Population
132,741

Tax Comparison

5.99%
Income Tax
0%
7.0%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

24.0%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Providence, RI and Carrollton, TX, the overall cost of living indices are 99 and 116 respectively (national median = 100). Rent is $341/month cheaper in Providence, saving renters about $4,092/year.

Median household income is $32,343/year higher in Carrollton. Home values also differ significantly — the median in Providence is $322,800 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Rhode Island's 5.99% rate.

Frequently Asked Questions

Providence vs Carrollton — common questions

Is Providence or Carrollton cheaper to live in?
Based on our cost index, Providence is cheaper to live in with an index of 99 compared to 116 (US average = 100).
What is the rent difference between Providence and Carrollton?
Median rent in Providence is $1,333/month and in Carrollton it's $1,674/month — a difference of $341/month.
Which city has higher income, Providence or Carrollton?
Median household income is $66,772 in Providence and $99,115 in Carrollton. Median household income is $32,343/year higher in Carrollton.
How do taxes compare between Rhode Island and Texas?
Rhode Island has 5.99% income tax, 7.0% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Providence or Carrollton?
It depends on your priorities. Providence has a cost index of 99 with median rent of $1,333/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Providence details → View Carrollton details →

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