Cost of Living: Providence, RI vs Miami Gardens, FL (2026)

Providence

Rhode Island
99
VS

Miami Gardens

Florida
115

Providence is 14% cheaper than Miami Gardens.

$1,333/mo ↓ 22%
Median Rent
$1,709/mo ↑ 28%
$66,772/yr ↑ 9%
Median Income
$60,979/yr ↓ 9%
$322,800 ↓ 4%
Home Value
$337,200 ↑ 4%
$1,467/mo ↓ 11%
Owner Costs
$1,640/mo ↑ 12%
190,214
Population
111,264

Tax Comparison

5.99%
Income Tax
0%
7.0%
State Sales Tax
6.0%
1.53%
Property Tax
0.86%

Affordability

24.0%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing Providence, RI and Miami Gardens, FL, the overall cost of living indices are 99 and 115 respectively (national median = 100). Rent is $376/month cheaper in Providence, saving renters about $4,512/year.

Median household income is $5,793/year higher in Providence. Home values also differ significantly — the median in Providence is $322,800 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over Rhode Island's 5.99% rate.

Frequently Asked Questions

Providence vs Miami Gardens — common questions

Is Providence or Miami Gardens cheaper to live in?
Based on our cost index, Providence is cheaper to live in with an index of 99 compared to 115 (US average = 100).
What is the rent difference between Providence and Miami Gardens?
Median rent in Providence is $1,333/month and in Miami Gardens it's $1,709/month — a difference of $376/month.
Which city has higher income, Providence or Miami Gardens?
Median household income is $66,772 in Providence and $60,979 in Miami Gardens. Median household income is $5,793/year higher in Providence.
How do taxes compare between Rhode Island and Florida?
Rhode Island has 5.99% income tax, 7.0% sales tax, and 1.53% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Providence or Miami Gardens?
It depends on your priorities. Providence has a cost index of 99 with median rent of $1,333/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Providence details → View Miami Gardens details →

More Comparisons

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