Providence, RI vs Richmond, CA: 99 vs 161

$1,333/mo ↓ 30%

Median Rent

$1,895/mo ↑ 42%

$66,772/yr ↓ 26%

Median Income

$90,038/yr ↑ 35%

$322,800 ↓ 50%

Home Value

$650,100 ↑ 101%

$1,467/mo ↓ 27%

Owner Costs

$2,015/mo ↑ 37%

190,214

Population

115,396

Detailed Comparison

When comparing Providence, RI and Richmond, CA, the overall cost of living indices are 99 and 161 respectively (national median = 100). Rent is $562/month cheaper in Providence, saving renters about $6,744/year.

Median household income is $23,266/year higher in Richmond. Home values also differ significantly — the median in Providence is $322,800 compared to $650,100 in Richmond.

Rhode Island has a lower income tax rate, making Providence slightly more tax-friendly.

Frequently Asked Questions

Providence vs Richmond — common questions

Is Providence or Richmond cheaper to live in?

Based on our cost index, Providence is cheaper to live in with an index of 99 compared to 161 (US average = 100).

What is the rent difference between Providence and Richmond?

Median rent in Providence is $1,333/month and in Richmond it's $1,895/month — a difference of $562/month.

Which city has higher income, Providence or Richmond?

Median household income is $66,772 in Providence and $90,038 in Richmond. Median household income is $23,266/year higher in Richmond.

How do taxes compare between Rhode Island and California?

Rhode Island has 5.99% income tax, 7.0% sales tax, and 1.53% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.

Should I move to Providence or Richmond?

It depends on your priorities. Providence has a cost index of 99 with median rent of $1,333/mo, while Richmond has a cost index of 161 with rent of $1,895/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Providence, RI vs Richmond, CA (2026)

Providence

Richmond

Tax Comparison

Affordability

Detailed Comparison

Frequently Asked Questions

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