Cost of Living: Raleigh, NC vs Jersey City, NJ (2026)

Raleigh

North Carolina
110
VS

Jersey City

New Jersey
148

Raleigh is 26% cheaper than Jersey City.

$1,468/mo ↓ 23%
Median Rent
$1,902/mo ↑ 30%
$82,424/yr ↓ 13%
Median Income
$94,813/yr ↑ 15%
$377,800 ↓ 29%
Home Value
$534,500 ↑ 41%
$1,487/mo ↓ 26%
Owner Costs
$2,006/mo ↑ 35%
470,763
Population
289,691

Tax Comparison

4.5%
Income Tax
10.75%
4.75%
State Sales Tax
6.625%
0.8%
Property Tax
2.23%

Affordability

21.4%
rent-to-income
Affordability
24.1%
rent-to-income

Detailed Comparison

When comparing Raleigh, NC and Jersey City, NJ, the overall cost of living indices are 110 and 148 respectively (national median = 100). Rent is $434/month cheaper in Raleigh, saving renters about $5,208/year.

Median household income is $12,389/year higher in Jersey City. Home values also differ significantly — the median in Raleigh is $377,800 compared to $534,500 in Jersey City.

North Carolina has a lower income tax rate, making Raleigh slightly more tax-friendly.

Frequently Asked Questions

Raleigh vs Jersey City — common questions

Is Raleigh or Jersey City cheaper to live in?
Based on our cost index, Raleigh is cheaper to live in with an index of 110 compared to 148 (US average = 100).
What is the rent difference between Raleigh and Jersey City?
Median rent in Raleigh is $1,468/month and in Jersey City it's $1,902/month — a difference of $434/month.
Which city has higher income, Raleigh or Jersey City?
Median household income is $82,424 in Raleigh and $94,813 in Jersey City. Median household income is $12,389/year higher in Jersey City.
How do taxes compare between North Carolina and New Jersey?
North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax. New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax.
Should I move to Raleigh or Jersey City?
It depends on your priorities. Raleigh has a cost index of 110 with median rent of $1,468/mo, while Jersey City has a cost index of 148 with rent of $1,902/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Raleigh details → View Jersey City details →

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