Cost of Living: Rancho Cucamonga, CA vs Billings, MT (2026)

Rancho Cucamonga

California
182
VS

Billings

Montana
86

Rancho Cucamonga is 112% more expensive than Billings.

$2,286/mo ↑ 108%
Median Rent
$1,097/mo ↓ 52%
$109,511/yr ↑ 52%
Median Income
$71,855/yr ↓ 34%
$694,400 ↑ 123%
Home Value
$311,800 ↓ 55%
$2,324/mo ↑ 97%
Owner Costs
$1,177/mo ↓ 49%
174,693
Population
118,321

Tax Comparison

13.3%
Income Tax
6.75%
7.25%
State Sales Tax
0%
0.71%
Property Tax
0.74%

Affordability

25.0%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing Rancho Cucamonga, CA and Billings, MT, the overall cost of living indices are 182 and 86 respectively (national median = 100). Rent is $1,189/month cheaper in Billings, saving renters about $14,268/year.

Median household income is $37,656/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Rancho Cucamonga is $694,400 compared to $311,800 in Billings.

Montana has a lower income tax rate, making Billings slightly more tax-friendly.

Frequently Asked Questions

Rancho Cucamonga vs Billings — common questions

Is Rancho Cucamonga or Billings cheaper to live in?
Based on our cost index, Billings is cheaper to live in with an index of 86 compared to 182 (US average = 100).
What is the rent difference between Rancho Cucamonga and Billings?
Median rent in Rancho Cucamonga is $2,286/month and in Billings it's $1,097/month — a difference of $1,189/month.
Which city has higher income, Rancho Cucamonga or Billings?
Median household income is $109,511 in Rancho Cucamonga and $71,855 in Billings. Median household income is $37,656/year higher in Rancho Cucamonga.
How do taxes compare between California and Montana?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to Rancho Cucamonga or Billings?
It depends on your priorities. Rancho Cucamonga has a cost index of 182 with median rent of $2,286/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rancho Cucamonga details → View Billings details →

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