Cost of Living: Rancho Cucamonga, CA vs McAllen, TX (2026)

Rancho Cucamonga

California
182
VS

McAllen

Texas
66

Rancho Cucamonga is 176% more expensive than McAllen.

$2,286/mo ↑ 125%
Median Rent
$1,017/mo ↓ 56%
$109,511/yr ↑ 82%
Median Income
$60,165/yr ↓ 45%
$694,400 ↑ 300%
Home Value
$173,800 ↓ 75%
$2,324/mo ↑ 133%
Owner Costs
$996/mo ↓ 57%
174,693
Population
143,789

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

25.0%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Rancho Cucamonga, CA and McAllen, TX, the overall cost of living indices are 182 and 66 respectively (national median = 100). Rent is $1,269/month cheaper in McAllen, saving renters about $15,228/year.

Median household income is $49,346/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Rancho Cucamonga is $694,400 compared to $173,800 in McAllen.

Texas has no state income tax, giving McAllen residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Rancho Cucamonga vs McAllen — common questions

Is Rancho Cucamonga or McAllen cheaper to live in?
Based on our cost index, McAllen is cheaper to live in with an index of 66 compared to 182 (US average = 100).
What is the rent difference between Rancho Cucamonga and McAllen?
Median rent in Rancho Cucamonga is $2,286/month and in McAllen it's $1,017/month — a difference of $1,269/month.
Which city has higher income, Rancho Cucamonga or McAllen?
Median household income is $109,511 in Rancho Cucamonga and $60,165 in McAllen. Median household income is $49,346/year higher in Rancho Cucamonga.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Rancho Cucamonga or McAllen?
It depends on your priorities. Rancho Cucamonga has a cost index of 182 with median rent of $2,286/mo, while McAllen has a cost index of 66 with rent of $1,017/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rancho Cucamonga details → View McAllen details →

More Comparisons

Other cost of living comparisons for Rancho Cucamonga and McAllen

Rancho Cucamonga vs. Salem Rancho Cucamonga vs. Oceanside Rancho Cucamonga vs. Cary Rancho Cucamonga vs. Clarksville Rancho Cucamonga vs. Santa Rosa Rancho Cucamonga vs. Garden Grove McAllen vs. Syracuse McAllen vs. Olathe McAllen vs. Denton McAllen vs. Gainesville McAllen vs. Savannah McAllen vs. Torrance