Cost of Living: Rancho Cucamonga, CA vs Odessa, TX (2026)

Rancho Cucamonga

California
182
VS

Odessa

Texas
83

Rancho Cucamonga is 119% more expensive than Odessa.

$2,286/mo ↑ 73%
Median Rent
$1,322/mo ↓ 42%
$109,511/yr ↑ 50%
Median Income
$73,030/yr ↓ 33%
$694,400 ↑ 234%
Home Value
$208,000 ↓ 70%
$2,324/mo ↑ 86%
Owner Costs
$1,251/mo ↓ 46%
174,693
Population
114,080

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

25.0%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Rancho Cucamonga, CA and Odessa, TX, the overall cost of living indices are 182 and 83 respectively (national median = 100). Rent is $964/month cheaper in Odessa, saving renters about $11,568/year.

Median household income is $36,481/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Rancho Cucamonga is $694,400 compared to $208,000 in Odessa.

Texas has no state income tax, giving Odessa residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Rancho Cucamonga vs Odessa — common questions

Is Rancho Cucamonga or Odessa cheaper to live in?
Based on our cost index, Odessa is cheaper to live in with an index of 83 compared to 182 (US average = 100).
What is the rent difference between Rancho Cucamonga and Odessa?
Median rent in Rancho Cucamonga is $2,286/month and in Odessa it's $1,322/month — a difference of $964/month.
Which city has higher income, Rancho Cucamonga or Odessa?
Median household income is $109,511 in Rancho Cucamonga and $73,030 in Odessa. Median household income is $36,481/year higher in Rancho Cucamonga.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Rancho Cucamonga or Odessa?
It depends on your priorities. Rancho Cucamonga has a cost index of 182 with median rent of $2,286/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rancho Cucamonga details → View Odessa details →

More Comparisons

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