Cost of Living: Rancho Cucamonga, CA vs Richardson, TX (2026)

Rancho Cucamonga

California
182
VS

Richardson

Texas
128

Rancho Cucamonga is 42% more expensive than Richardson.

$2,286/mo ↑ 25%
Median Rent
$1,825/mo ↓ 20%
$109,511/yr ↑ 14%
Median Income
$96,257/yr ↓ 12%
$694,400 ↑ 71%
Home Value
$405,600 ↓ 42%
$2,324/mo ↑ 29%
Owner Costs
$1,796/mo ↓ 23%
174,693
Population
118,269

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

25.0%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Rancho Cucamonga, CA and Richardson, TX, the overall cost of living indices are 182 and 128 respectively (national median = 100). Rent is $461/month cheaper in Richardson, saving renters about $5,532/year.

Median household income is $13,254/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Rancho Cucamonga is $694,400 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Rancho Cucamonga vs Richardson — common questions

Is Rancho Cucamonga or Richardson cheaper to live in?
Based on our cost index, Richardson is cheaper to live in with an index of 128 compared to 182 (US average = 100).
What is the rent difference between Rancho Cucamonga and Richardson?
Median rent in Rancho Cucamonga is $2,286/month and in Richardson it's $1,825/month — a difference of $461/month.
Which city has higher income, Rancho Cucamonga or Richardson?
Median household income is $109,511 in Rancho Cucamonga and $96,257 in Richardson. Median household income is $13,254/year higher in Rancho Cucamonga.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Rancho Cucamonga or Richardson?
It depends on your priorities. Rancho Cucamonga has a cost index of 182 with median rent of $2,286/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rancho Cucamonga details → View Richardson details →

More Comparisons

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