Cost of Living: Rancho Cucamonga, CA vs Richmond, CA (2026)

Rancho Cucamonga

California
182
VS

Richmond

California
161

Rancho Cucamonga is 13% more expensive than Richmond.

$2,286/mo ↑ 21%
Median Rent
$1,895/mo ↓ 17%
$109,511/yr ↑ 22%
Median Income
$90,038/yr ↓ 18%
$694,400 ↑ 7%
Home Value
$650,100 ↓ 6%
$2,324/mo ↑ 15%
Owner Costs
$2,015/mo ↓ 13%
174,693
Population
115,396

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.0%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Rancho Cucamonga, CA and Richmond, CA, the overall cost of living indices are 182 and 161 respectively (national median = 100). Rent is $391/month cheaper in Richmond, saving renters about $4,692/year.

Median household income is $19,473/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Rancho Cucamonga is $694,400 compared to $650,100 in Richmond.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Rancho Cucamonga vs Richmond — common questions

Is Rancho Cucamonga or Richmond cheaper to live in?
Based on our cost index, Richmond is cheaper to live in with an index of 161 compared to 182 (US average = 100).
What is the rent difference between Rancho Cucamonga and Richmond?
Median rent in Rancho Cucamonga is $2,286/month and in Richmond it's $1,895/month — a difference of $391/month.
Which city has higher income, Rancho Cucamonga or Richmond?
Median household income is $109,511 in Rancho Cucamonga and $90,038 in Richmond. Median household income is $19,473/year higher in Rancho Cucamonga.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Rancho Cucamonga or Richmond?
It depends on your priorities. Rancho Cucamonga has a cost index of 182 with median rent of $2,286/mo, while Richmond has a cost index of 161 with rent of $1,895/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rancho Cucamonga details → View Richmond details →

More Comparisons

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