Cost of Living: Rancho Cucamonga, CA vs Simi Valley, CA (2026)

Rancho Cucamonga

California
182
VS

Simi Valley

California
200

Rancho Cucamonga is 9% cheaper than Simi Valley.

$2,286/mo ↓ 9%
Median Rent
$2,513/mo ↑ 10%
$109,511/yr ↓ 7%
Median Income
$117,703/yr ↑ 7%
$694,400 ↓ 8%
Home Value
$753,500 ↑ 9%
$2,324/mo ↓ 10%
Owner Costs
$2,576/mo ↑ 11%
174,693
Population
125,769

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.0%
rent-to-income
Affordability
25.6%
rent-to-income

Detailed Comparison

When comparing Rancho Cucamonga, CA and Simi Valley, CA, the overall cost of living indices are 182 and 200 respectively (national median = 100). Rent is $227/month cheaper in Rancho Cucamonga, saving renters about $2,724/year.

Median household income is $8,192/year higher in Simi Valley. Home values also differ significantly — the median in Rancho Cucamonga is $694,400 compared to $753,500 in Simi Valley.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Rancho Cucamonga vs Simi Valley — common questions

Is Rancho Cucamonga or Simi Valley cheaper to live in?
Based on our cost index, Rancho Cucamonga is cheaper to live in with an index of 182 compared to 200 (US average = 100).
What is the rent difference between Rancho Cucamonga and Simi Valley?
Median rent in Rancho Cucamonga is $2,286/month and in Simi Valley it's $2,513/month — a difference of $227/month.
Which city has higher income, Rancho Cucamonga or Simi Valley?
Median household income is $109,511 in Rancho Cucamonga and $117,703 in Simi Valley. Median household income is $8,192/year higher in Simi Valley.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Rancho Cucamonga or Simi Valley?
It depends on your priorities. Rancho Cucamonga has a cost index of 182 with median rent of $2,286/mo, while Simi Valley has a cost index of 200 with rent of $2,513/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rancho Cucamonga details → View Simi Valley details →

More Comparisons

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