Cost of Living: Rancho Cucamonga, CA vs Torrance, CA (2026)

Rancho Cucamonga

California
182
VS

Torrance

California
218

Rancho Cucamonga is 17% cheaper than Torrance.

$2,286/mo ↑ 3%
Median Rent
$2,214/mo ↓ 3%
$109,511/yr ↓ 3%
Median Income
$113,105/yr ↑ 3%
$694,400 ↓ 33%
Home Value
$1,036,600 ↑ 49%
$2,324/mo ↑ 1%
Owner Costs
$2,295/mo ↓ 1%
174,693
Population
143,499

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.0%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Rancho Cucamonga, CA and Torrance, CA, the overall cost of living indices are 182 and 218 respectively (national median = 100). Rent is $72/month cheaper in Torrance, saving renters about $864/year.

Median household income is $3,594/year higher in Torrance. Home values also differ significantly — the median in Rancho Cucamonga is $694,400 compared to $1,036,600 in Torrance.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Rancho Cucamonga vs Torrance — common questions

Is Rancho Cucamonga or Torrance cheaper to live in?
Based on our cost index, Rancho Cucamonga is cheaper to live in with an index of 182 compared to 218 (US average = 100).
What is the rent difference between Rancho Cucamonga and Torrance?
Median rent in Rancho Cucamonga is $2,286/month and in Torrance it's $2,214/month — a difference of $72/month.
Which city has higher income, Rancho Cucamonga or Torrance?
Median household income is $109,511 in Rancho Cucamonga and $113,105 in Torrance. Median household income is $3,594/year higher in Torrance.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Rancho Cucamonga or Torrance?
It depends on your priorities. Rancho Cucamonga has a cost index of 182 with median rent of $2,286/mo, while Torrance has a cost index of 218 with rent of $2,214/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rancho Cucamonga details → View Torrance details →

More Comparisons

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