Cost of Living: Rancho Cucamonga, CA vs Waco, TX (2026)

Rancho Cucamonga

California
182
VS

Waco

Texas
72

Rancho Cucamonga is 153% more expensive than Waco.

$2,286/mo ↑ 108%
Median Rent
$1,098/mo ↓ 52%
$109,511/yr ↑ 113%
Median Income
$51,468/yr ↓ 53%
$694,400 ↑ 248%
Home Value
$199,600 ↓ 71%
$2,324/mo ↑ 112%
Owner Costs
$1,094/mo ↓ 53%
174,693
Population
141,925

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

25.0%
rent-to-income
Affordability
25.6%
rent-to-income

Detailed Comparison

When comparing Rancho Cucamonga, CA and Waco, TX, the overall cost of living indices are 182 and 72 respectively (national median = 100). Rent is $1,188/month cheaper in Waco, saving renters about $14,256/year.

Median household income is $58,043/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Rancho Cucamonga is $694,400 compared to $199,600 in Waco.

Texas has no state income tax, giving Waco residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Rancho Cucamonga vs Waco — common questions

Is Rancho Cucamonga or Waco cheaper to live in?
Based on our cost index, Waco is cheaper to live in with an index of 72 compared to 182 (US average = 100).
What is the rent difference between Rancho Cucamonga and Waco?
Median rent in Rancho Cucamonga is $2,286/month and in Waco it's $1,098/month — a difference of $1,188/month.
Which city has higher income, Rancho Cucamonga or Waco?
Median household income is $109,511 in Rancho Cucamonga and $51,468 in Waco. Median household income is $58,043/year higher in Rancho Cucamonga.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Rancho Cucamonga or Waco?
It depends on your priorities. Rancho Cucamonga has a cost index of 182 with median rent of $2,286/mo, while Waco has a cost index of 72 with rent of $1,098/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rancho Cucamonga details → View Waco details →

More Comparisons

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