Cost of Living: Richardson, TX vs High Point, NC (2026)

Richardson

Texas
128
VS

High Point

North Carolina
73

Richardson is 75% more expensive than High Point.

$1,825/mo ↑ 72%
Median Rent
$1,062/mo ↓ 42%
$96,257/yr ↑ 57%
Median Income
$61,228/yr ↓ 36%
$405,600 ↑ 91%
Home Value
$212,400 ↓ 48%
$1,796/mo ↑ 66%
Owner Costs
$1,084/mo ↓ 40%
118,269
Population
115,263

Tax Comparison

0%
Income Tax
4.5%
6.25%
State Sales Tax
4.75%
1.6%
Property Tax
0.8%

Affordability

22.8%
rent-to-income
Affordability
20.8%
rent-to-income

Detailed Comparison

When comparing Richardson, TX and High Point, NC, the overall cost of living indices are 128 and 73 respectively (national median = 100). Rent is $763/month cheaper in High Point, saving renters about $9,156/year.

Median household income is $35,029/year higher in Richardson. Home values also differ significantly — the median in Richardson is $405,600 compared to $212,400 in High Point.

Texas has no state income tax, giving Richardson residents a significant tax advantage over North Carolina's 4.5% rate.

Frequently Asked Questions

Richardson vs High Point — common questions

Is Richardson or High Point cheaper to live in?
Based on our cost index, High Point is cheaper to live in with an index of 73 compared to 128 (US average = 100).
What is the rent difference between Richardson and High Point?
Median rent in Richardson is $1,825/month and in High Point it's $1,062/month — a difference of $763/month.
Which city has higher income, Richardson or High Point?
Median household income is $96,257 in Richardson and $61,228 in High Point. Median household income is $35,029/year higher in Richardson.
How do taxes compare between Texas and North Carolina?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax.
Should I move to Richardson or High Point?
It depends on your priorities. Richardson has a cost index of 128 with median rent of $1,825/mo, while High Point has a cost index of 73 with rent of $1,062/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Richardson details → View High Point details →

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