Cost of Living: Richardson, TX vs Springfield, IL (2026)

Richardson

Texas
128
VS

Springfield

Illinois
61

Richardson is 110% more expensive than Springfield.

$1,825/mo ↑ 93%
Median Rent
$945/mo ↓ 48%
$96,257/yr ↑ 47%
Median Income
$65,537/yr ↓ 32%
$405,600 ↑ 161%
Home Value
$155,200 ↓ 62%
$1,796/mo ↑ 84%
Owner Costs
$974/mo ↓ 46%
118,269
Population
113,714

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
2.07%

Affordability

22.8%
rent-to-income
Affordability
17.3%
rent-to-income

Detailed Comparison

When comparing Richardson, TX and Springfield, IL, the overall cost of living indices are 128 and 61 respectively (national median = 100). Rent is $880/month cheaper in Springfield, saving renters about $10,560/year.

Median household income is $30,720/year higher in Richardson. Home values also differ significantly — the median in Richardson is $405,600 compared to $155,200 in Springfield.

Texas has no state income tax, giving Richardson residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Richardson vs Springfield — common questions

Is Richardson or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 61 compared to 128 (US average = 100).
What is the rent difference between Richardson and Springfield?
Median rent in Richardson is $1,825/month and in Springfield it's $945/month — a difference of $880/month.
Which city has higher income, Richardson or Springfield?
Median household income is $96,257 in Richardson and $65,537 in Springfield. Median household income is $30,720/year higher in Richardson.
How do taxes compare between Texas and Illinois?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Richardson or Springfield?
It depends on your priorities. Richardson has a cost index of 128 with median rent of $1,825/mo, while Springfield has a cost index of 61 with rent of $945/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Richardson details → View Springfield details →

More Comparisons

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