Cost of Living: Richardson, TX vs Tyler, TX (2026)

Richardson

Texas
128
VS

Tyler

Texas
79

Richardson is 62% more expensive than Tyler.

$1,825/mo ↑ 52%
Median Rent
$1,199/mo ↓ 34%
$96,257/yr ↑ 47%
Median Income
$65,527/yr ↓ 32%
$405,600 ↑ 87%
Home Value
$216,400 ↓ 47%
$1,796/mo ↑ 54%
Owner Costs
$1,170/mo ↓ 35%
118,269
Population
107,718

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.8%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Richardson, TX and Tyler, TX, the overall cost of living indices are 128 and 79 respectively (national median = 100). Rent is $626/month cheaper in Tyler, saving renters about $7,512/year.

Median household income is $30,730/year higher in Richardson. Home values also differ significantly — the median in Richardson is $405,600 compared to $216,400 in Tyler.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Richardson vs Tyler — common questions

Is Richardson or Tyler cheaper to live in?
Based on our cost index, Tyler is cheaper to live in with an index of 79 compared to 128 (US average = 100).
What is the rent difference between Richardson and Tyler?
Median rent in Richardson is $1,825/month and in Tyler it's $1,199/month — a difference of $626/month.
Which city has higher income, Richardson or Tyler?
Median household income is $96,257 in Richardson and $65,527 in Tyler. Median household income is $30,730/year higher in Richardson.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Richardson or Tyler?
It depends on your priorities. Richardson has a cost index of 128 with median rent of $1,825/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Richardson details → View Tyler details →

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