Cost of Living: Richardson, TX vs Ventura, CA (2026)

Richardson

Texas
128
VS

Ventura

California
183

Richardson is 30% cheaper than Ventura.

$1,825/mo ↓ 13%
Median Rent
$2,101/mo ↑ 15%
$96,257/yr ↓ 4%
Median Income
$100,407/yr ↑ 4%
$405,600 ↓ 48%
Home Value
$778,700 ↑ 92%
$1,796/mo ↓ 15%
Owner Costs
$2,118/mo ↑ 18%
118,269
Population
109,900

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.8%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Richardson, TX and Ventura, CA, the overall cost of living indices are 128 and 183 respectively (national median = 100). Rent is $276/month cheaper in Richardson, saving renters about $3,312/year.

Median household income is $4,150/year higher in Ventura. Home values also differ significantly — the median in Richardson is $405,600 compared to $778,700 in Ventura.

Texas has no state income tax, giving Richardson residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Richardson vs Ventura — common questions

Is Richardson or Ventura cheaper to live in?
Based on our cost index, Richardson is cheaper to live in with an index of 128 compared to 183 (US average = 100).
What is the rent difference between Richardson and Ventura?
Median rent in Richardson is $1,825/month and in Ventura it's $2,101/month — a difference of $276/month.
Which city has higher income, Richardson or Ventura?
Median household income is $96,257 in Richardson and $100,407 in Ventura. Median household income is $4,150/year higher in Ventura.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Richardson or Ventura?
It depends on your priorities. Richardson has a cost index of 128 with median rent of $1,825/mo, while Ventura has a cost index of 183 with rent of $2,101/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Richardson details → View Ventura details →

More Comparisons

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