Cost of Living: Richmond, CA vs Odessa, TX (2026)

Richmond

California
161
VS

Odessa

Texas
83

Richmond is 94% more expensive than Odessa.

$1,895/mo ↑ 43%
Median Rent
$1,322/mo ↓ 30%
$90,038/yr ↑ 23%
Median Income
$73,030/yr ↓ 19%
$650,100 ↑ 213%
Home Value
$208,000 ↓ 68%
$2,015/mo ↑ 61%
Owner Costs
$1,251/mo ↓ 38%
115,396
Population
114,080

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

25.3%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Richmond, CA and Odessa, TX, the overall cost of living indices are 161 and 83 respectively (national median = 100). Rent is $573/month cheaper in Odessa, saving renters about $6,876/year.

Median household income is $17,008/year higher in Richmond. Home values also differ significantly — the median in Richmond is $650,100 compared to $208,000 in Odessa.

Texas has no state income tax, giving Odessa residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Richmond vs Odessa — common questions

Is Richmond or Odessa cheaper to live in?
Based on our cost index, Odessa is cheaper to live in with an index of 83 compared to 161 (US average = 100).
What is the rent difference between Richmond and Odessa?
Median rent in Richmond is $1,895/month and in Odessa it's $1,322/month — a difference of $573/month.
Which city has higher income, Richmond or Odessa?
Median household income is $90,038 in Richmond and $73,030 in Odessa. Median household income is $17,008/year higher in Richmond.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Richmond or Odessa?
It depends on your priorities. Richmond has a cost index of 161 with median rent of $1,895/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Richmond details → View Odessa details →

More Comparisons

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