Cost of Living: Richmond, CA vs Ventura, CA (2026)

Richmond

California
161
VS

Ventura

California
183

Richmond is 12% cheaper than Ventura.

$1,895/mo ↓ 10%
Median Rent
$2,101/mo ↑ 11%
$90,038/yr ↓ 10%
Median Income
$100,407/yr ↑ 12%
$650,100 ↓ 17%
Home Value
$778,700 ↑ 20%
$2,015/mo ↓ 5%
Owner Costs
$2,118/mo ↑ 5%
115,396
Population
109,900

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.3%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Richmond, CA and Ventura, CA, the overall cost of living indices are 161 and 183 respectively (national median = 100). Rent is $206/month cheaper in Richmond, saving renters about $2,472/year.

Median household income is $10,369/year higher in Ventura. Home values also differ significantly — the median in Richmond is $650,100 compared to $778,700 in Ventura.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Richmond vs Ventura — common questions

Is Richmond or Ventura cheaper to live in?
Based on our cost index, Richmond is cheaper to live in with an index of 161 compared to 183 (US average = 100).
What is the rent difference between Richmond and Ventura?
Median rent in Richmond is $1,895/month and in Ventura it's $2,101/month — a difference of $206/month.
Which city has higher income, Richmond or Ventura?
Median household income is $90,038 in Richmond and $100,407 in Ventura. Median household income is $10,369/year higher in Ventura.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Richmond or Ventura?
It depends on your priorities. Richmond has a cost index of 161 with median rent of $1,895/mo, while Ventura has a cost index of 183 with rent of $2,101/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Richmond details → View Ventura details →

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