Cost of Living: Richmond, VA vs Murfreesboro, TN (2026)

Richmond

Virginia
98
VS

Murfreesboro

Tennessee
105

Richmond is 7% cheaper than Murfreesboro.

$1,314/mo ↓ 5%
Median Rent
$1,376/mo ↑ 5%
$62,671/yr ↓ 18%
Median Income
$76,241/yr ↑ 22%
$328,100 ↓ 10%
Home Value
$365,100 ↑ 11%
$1,374/mo ↓ 4%
Owner Costs
$1,435/mo ↑ 4%
227,595
Population
157,547

Tax Comparison

5.75%
Income Tax
0%
5.3%
State Sales Tax
7.0%
0.8%
Property Tax
0.64%

Affordability

25.2%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Richmond, VA and Murfreesboro, TN, the overall cost of living indices are 98 and 105 respectively (national median = 100). Rent is $62/month cheaper in Richmond, saving renters about $744/year.

Median household income is $13,570/year higher in Murfreesboro. Home values also differ significantly — the median in Richmond is $328,100 compared to $365,100 in Murfreesboro.

Tennessee has no state income tax, giving Murfreesboro residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Richmond vs Murfreesboro — common questions

Is Richmond or Murfreesboro cheaper to live in?
Based on our cost index, Richmond is cheaper to live in with an index of 98 compared to 105 (US average = 100).
What is the rent difference between Richmond and Murfreesboro?
Median rent in Richmond is $1,314/month and in Murfreesboro it's $1,376/month — a difference of $62/month.
Which city has higher income, Richmond or Murfreesboro?
Median household income is $62,671 in Richmond and $76,241 in Murfreesboro. Median household income is $13,570/year higher in Murfreesboro.
How do taxes compare between Virginia and Tennessee?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Richmond or Murfreesboro?
It depends on your priorities. Richmond has a cost index of 98 with median rent of $1,314/mo, while Murfreesboro has a cost index of 105 with rent of $1,376/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Richmond details → View Murfreesboro details →

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