Cost of Living: Richmond, VA vs Rancho Cucamonga, CA (2026)

Richmond

Virginia
98
VS

Rancho Cucamonga

California
182

Richmond is 46% cheaper than Rancho Cucamonga.

$1,314/mo ↓ 43%
Median Rent
$2,286/mo ↑ 74%
$62,671/yr ↓ 43%
Median Income
$109,511/yr ↑ 75%
$328,100 ↓ 53%
Home Value
$694,400 ↑ 112%
$1,374/mo ↓ 41%
Owner Costs
$2,324/mo ↑ 69%
227,595
Population
174,693

Tax Comparison

5.75%
Income Tax
13.3%
5.3%
State Sales Tax
7.25%
0.8%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Richmond, VA and Rancho Cucamonga, CA, the overall cost of living indices are 98 and 182 respectively (national median = 100). Rent is $972/month cheaper in Richmond, saving renters about $11,664/year.

Median household income is $46,840/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Richmond is $328,100 compared to $694,400 in Rancho Cucamonga.

Virginia has a lower income tax rate, making Richmond slightly more tax-friendly.

Frequently Asked Questions

Richmond vs Rancho Cucamonga — common questions

Is Richmond or Rancho Cucamonga cheaper to live in?
Based on our cost index, Richmond is cheaper to live in with an index of 98 compared to 182 (US average = 100).
What is the rent difference between Richmond and Rancho Cucamonga?
Median rent in Richmond is $1,314/month and in Rancho Cucamonga it's $2,286/month — a difference of $972/month.
Which city has higher income, Richmond or Rancho Cucamonga?
Median household income is $62,671 in Richmond and $109,511 in Rancho Cucamonga. Median household income is $46,840/year higher in Rancho Cucamonga.
How do taxes compare between Virginia and California?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Richmond or Rancho Cucamonga?
It depends on your priorities. Richmond has a cost index of 98 with median rent of $1,314/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Richmond details → View Rancho Cucamonga details →

More Comparisons

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