Cost of Living: Richmond, VA vs Round Rock, TX (2026)

Richmond

Virginia
98
VS

Round Rock

Texas
122

Richmond is 20% cheaper than Round Rock.

$1,314/mo ↓ 23%
Median Rent
$1,713/mo ↑ 30%
$62,671/yr ↓ 36%
Median Income
$97,187/yr ↑ 55%
$328,100 ↓ 14%
Home Value
$383,700 ↑ 17%
$1,374/mo ↓ 23%
Owner Costs
$1,781/mo ↑ 30%
227,595
Population
124,288

Tax Comparison

5.75%
Income Tax
0%
5.3%
State Sales Tax
6.25%
0.8%
Property Tax
1.6%

Affordability

25.2%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Richmond, VA and Round Rock, TX, the overall cost of living indices are 98 and 122 respectively (national median = 100). Rent is $399/month cheaper in Richmond, saving renters about $4,788/year.

Median household income is $34,516/year higher in Round Rock. Home values also differ significantly — the median in Richmond is $328,100 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Richmond vs Round Rock — common questions

Is Richmond or Round Rock cheaper to live in?
Based on our cost index, Richmond is cheaper to live in with an index of 98 compared to 122 (US average = 100).
What is the rent difference between Richmond and Round Rock?
Median rent in Richmond is $1,314/month and in Round Rock it's $1,713/month — a difference of $399/month.
Which city has higher income, Richmond or Round Rock?
Median household income is $62,671 in Richmond and $97,187 in Round Rock. Median household income is $34,516/year higher in Round Rock.
How do taxes compare between Virginia and Texas?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Richmond or Round Rock?
It depends on your priorities. Richmond has a cost index of 98 with median rent of $1,314/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Richmond details → View Round Rock details →

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