Cost of Living: Richmond, VA vs Santa Maria, CA (2026)

Richmond

Virginia
98
VS

Santa Maria

California
137

Richmond is 28% cheaper than Santa Maria.

$1,314/mo ↓ 29%
Median Rent
$1,842/mo ↑ 40%
$62,671/yr ↓ 26%
Median Income
$84,617/yr ↑ 35%
$328,100 ↓ 31%
Home Value
$478,200 ↑ 46%
$1,374/mo ↓ 23%
Owner Costs
$1,789/mo ↑ 30%
227,595
Population
109,880

Tax Comparison

5.75%
Income Tax
13.3%
5.3%
State Sales Tax
7.25%
0.8%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
26.1%
rent-to-income

Detailed Comparison

When comparing Richmond, VA and Santa Maria, CA, the overall cost of living indices are 98 and 137 respectively (national median = 100). Rent is $528/month cheaper in Richmond, saving renters about $6,336/year.

Median household income is $21,946/year higher in Santa Maria. Home values also differ significantly — the median in Richmond is $328,100 compared to $478,200 in Santa Maria.

Virginia has a lower income tax rate, making Richmond slightly more tax-friendly.

Frequently Asked Questions

Richmond vs Santa Maria — common questions

Is Richmond or Santa Maria cheaper to live in?
Based on our cost index, Richmond is cheaper to live in with an index of 98 compared to 137 (US average = 100).
What is the rent difference between Richmond and Santa Maria?
Median rent in Richmond is $1,314/month and in Santa Maria it's $1,842/month — a difference of $528/month.
Which city has higher income, Richmond or Santa Maria?
Median household income is $62,671 in Richmond and $84,617 in Santa Maria. Median household income is $21,946/year higher in Santa Maria.
How do taxes compare between Virginia and California?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Richmond or Santa Maria?
It depends on your priorities. Richmond has a cost index of 98 with median rent of $1,314/mo, while Santa Maria has a cost index of 137 with rent of $1,842/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Richmond details → View Santa Maria details →

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