Cost of Living: Rochester, MN vs Santa Maria, CA (2026)

Rochester

Minnesota
93
VS

Santa Maria

California
137

Rochester is 32% cheaper than Santa Maria.

$1,316/mo ↓ 29%
Median Rent
$1,842/mo ↑ 40%
$87,767/yr ↑ 4%
Median Income
$84,617/yr ↓ 4%
$287,500 ↓ 40%
Home Value
$478,200 ↑ 66%
$1,332/mo ↓ 26%
Owner Costs
$1,789/mo ↑ 34%
121,638
Population
109,880

Tax Comparison

9.85%
Income Tax
13.3%
6.875%
State Sales Tax
7.25%
1.11%
Property Tax
0.71%

Affordability

18.0%
rent-to-income
Affordability
26.1%
rent-to-income

Detailed Comparison

When comparing Rochester, MN and Santa Maria, CA, the overall cost of living indices are 93 and 137 respectively (national median = 100). Rent is $526/month cheaper in Rochester, saving renters about $6,312/year.

Median household income is $3,150/year higher in Rochester. Home values also differ significantly — the median in Rochester is $287,500 compared to $478,200 in Santa Maria.

Minnesota has a lower income tax rate, making Rochester slightly more tax-friendly.

Frequently Asked Questions

Rochester vs Santa Maria — common questions

Is Rochester or Santa Maria cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 93 compared to 137 (US average = 100).
What is the rent difference between Rochester and Santa Maria?
Median rent in Rochester is $1,316/month and in Santa Maria it's $1,842/month — a difference of $526/month.
Which city has higher income, Rochester or Santa Maria?
Median household income is $87,767 in Rochester and $84,617 in Santa Maria. Median household income is $3,150/year higher in Rochester.
How do taxes compare between Minnesota and California?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Rochester or Santa Maria?
It depends on your priorities. Rochester has a cost index of 93 with median rent of $1,316/mo, while Santa Maria has a cost index of 137 with rent of $1,842/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rochester details → View Santa Maria details →

More Comparisons

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